{"id":2,"date":"2016-09-12T16:55:39","date_gmt":"2016-09-12T20:55:39","guid":{"rendered":"http:\/\/dev22.604media.com\/DLC_contemporary\/?page_id=2"},"modified":"2026-09-09T11:16:11","modified_gmt":"2026-09-09T15:16:11","slug":"welcome","status":"publish","type":"page","link":"https:\/\/hosseinfiroozsani.ca\/en\/","title":{"rendered":"Welcome"},"content":{"rendered":"<div class=\"widget blue full\" id=\"sow-editor\" data-index=\"0\"><div style=\"background-color:#0f2a44;\" class=\"panel-widget-style\" ><div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p style=\"color:#EAF0F6;font-size:27px;line-height:1.3;text-align:center;margin:0 0 34px;letter-spacing:-0.01em;\">Your mortgage financing, simplified<\/p>\n<div style=\"display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:42px;text-align:left;\">\n<div style=\"flex:1 1 340px;min-width:280px;\">\n<p style=\"color:#E0A83D;font-size:20px;line-height:1.45;margin:0 0 20px;\"><strong style=\"color:#E0A83D;\">Buying, renewing, refinancing: none of it should be complicated.<\/strong><\/p>\n<p style=\"color:#EAF0F6;line-height:1.8;margin:0 0 16px;\">A bank can only offer you what a bank sells. I work the other way around: I bring dozens of lenders to the table \u2014 chartered banks, credit unions, alternative and private lenders \u2014 and let them compete for your business.<\/p>\n<p style=\"color:#EAF0F6;line-height:1.8;margin:0 0 16px;\">A first home, a renewal, a refinance, a self-employed file, or simply consolidating debt: the work is the same. Understand your situation, structure the file properly, and come back to you with the strongest terms available.<\/p>\n<p style=\"color:#EAF0F6;line-height:1.8;margin:0 0 20px;\">You deal with me from the first conversation to the closing.<\/p>\n<p style=\"color:#E0A83D;margin:0;letter-spacing:0.03em;\"><strong style=\"color:#E0A83D;\">Greater Montreal and the South Shore \u2014 in English, French and Persian.<\/strong><\/p>\n<\/div>\n<div style=\"flex:0 1 280px;min-width:210px;text-align:center;\"><img src=\"https:\/\/hosseinfiroozsani.ca\/wp-content\/uploads\/2026\/09\/DC5C512B-DE60-4792-AD00-33F966DE53A0_1_105_c-1.jpeg\" alt=\"Hossein Firoozsani, mortgage broker in Montreal and the South Shore\" style=\"width:100%;max-width:280px;height:auto;border-radius:10px;box-shadow:0 20px 50px rgba(0,0,0,0.45);display:block;margin:0 auto;\" \/><\/p>\n<p style=\"color:#FFFFFF;margin:18px 0 0;font-size:16px;letter-spacing:0.02em;\"><strong style=\"color:#FFFFFF;\">Hossein Firoozsani<\/strong><\/p>\n<p style=\"color:#9FB4C9;margin:4px 0 0;font-size:13px;\">Mortgage Broker \u2014 AMF #241221<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"widget blue full\" id=\"sow-editor\" data-index=\"1\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div style=\"display:flex;flex-wrap:wrap;gap:24px;align-items:stretch;\">\n<div style=\"flex:1 1 260px;min-width:230px;border:1px solid #E1E6EB;border-radius:8px;padding:28px 26px;\">\n<h3 style=\"color:#0F2A44;margin:0 0 10px;font-size:22px;\">Buying<\/h3>\n<div style=\"width:40px;height:3px;background:#E0A83D;margin:0 0 18px;\"><\/div>\n<p style=\"line-height:1.75;margin:0 0 18px;\">Whether it is a first property or your next purchase, I help you structure the financing and compare the options available.<\/p>\n<p style=\"margin:0;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/about\/contact\/\" style=\"color:#0F2A44;font-weight:600;text-decoration:none;border-bottom:2px solid #E0A83D;padding-bottom:3px;\">Let's talk<\/a><\/p>\n<\/div>\n<div style=\"flex:1 1 260px;min-width:230px;border:1px solid #E1E6EB;border-radius:8px;padding:28px 26px;\">\n<h3 style=\"color:#0F2A44;margin:0 0 10px;font-size:22px;\">Refinancing<\/h3>\n<div style=\"width:40px;height:3px;background:#E0A83D;margin:0 0 18px;\"><\/div>\n<p style=\"line-height:1.75;margin:0 0 18px;\">Use the value of your property to consolidate debt, fund a project or optimize your payments.<\/p>\n<p style=\"margin:0;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/about\/contact\/\" style=\"color:#0F2A44;font-weight:600;text-decoration:none;border-bottom:2px solid #E0A83D;padding-bottom:3px;\">Let's talk<\/a><\/p>\n<\/div>\n<div style=\"flex:1 1 260px;min-width:230px;border:1px solid #E1E6EB;border-radius:8px;padding:28px 26px;\">\n<h3 style=\"color:#0F2A44;margin:0 0 10px;font-size:22px;\">Renewal<\/h3>\n<div style=\"width:40px;height:3px;background:#E0A83D;margin:0 0 18px;\"><\/div>\n<p style=\"line-height:1.75;margin:0 0 18px;\">Before renewing automatically with your bank, compare the options available and make sure you get terms that fit.<\/p>\n<p style=\"margin:0;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/about\/contact\/\" style=\"color:#0F2A44;font-weight:600;text-decoration:none;border-bottom:2px solid #E0A83D;padding-bottom:3px;\">Let's talk<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"widget blue full\" id=\"sow-editor\" data-index=\"2\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><h3 class=\"widget-title\">Let's talk about your project<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div style=\"display:flex;flex-wrap:wrap;align-items:flex-start;gap:44px;text-align:left;\">\n<div style=\"flex:1 1 300px;min-width:260px;\"><img src=\"https:\/\/hosseinfiroozsani.ca\/wp-content\/uploads\/2026\/09\/52AC40BE-8B5F-4A82-9F19-E5A6D4517577_1_105_c-1.jpeg\" alt=\"Hossein Firoozsani, mortgage broker \u2014 free consultation in Montreal\" style=\"width:100%;max-width:280px;height:auto;border-radius:10px;box-shadow:0 14px 34px rgba(15,42,68,0.18);display:block;margin:0 0 22px;\" \/><\/p>\n<p style=\"line-height:1.8;margin:0 0 16px;\">Whether you are buying, renewing or refinancing, I can help you weigh your options and structure a solution that fits your situation.<\/p>\n<p style=\"line-height:1.8;margin:0 0 22px;\">The first conversation is free and commits you to nothing. I answer personally, usually the same business day.<\/p>\n<div style=\"border-left:3px solid #E0A83D;padding-left:18px;\">\n<p style=\"margin:0 0 4px;font-size:13px;letter-spacing:0.06em;text-transform:uppercase;color:#5A6C7D;font-weight:700;\">Or call directly<\/p>\n<p style=\"margin:0;\"><a href=\"tel:5148894667\" style=\"color:#0F2A44;font-weight:700;font-size:23px;text-decoration:none;\">514-889-4667<\/a><\/p>\n<p style=\"margin:8px 0 0;font-size:14px;color:#5A6C7D;\">English \u00b7 Fran\u00e7ais \u00b7 \u0641\u0627\u0631\u0633\u06cc<\/p>\n<\/div>\n<\/div>\n<div style=\"flex:1 1 380px;min-width:300px;background:#F7F8FA;border-top:3px solid #0F2A44;border-radius:8px;padding:30px 28px;\">\n<p style=\"margin:0 0 6px;font-size:19px;color:#0F2A44;\"><strong style=\"color:#0F2A44;\">Write to me<\/strong><\/p>\n<p style=\"margin:0 0 22px;font-size:15px;color:#5A6C7D;line-height:1.6;\">A few details are enough to get started.<\/p>\n<script type=\"text\/javascript\">if(!gform){document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0});var gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener(\"DOMContentLoaded\",o):document.addEventListener(\"gform_main_scripts_loaded\",o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook(\"action\",o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook(\"filter\",o,n,r,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,n){gform.removeHook(\"action\",o,n)},removeFilter:function(o,n,r){gform.removeHook(\"filter\",o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var 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Email<\/label>\n                                <\/span>\n                                <span id='input_10_2_2_container' class='ginput_right'>\n                                    <input class='' type='email' name='input_2_2' id='input_10_2_2' value=''    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                                    <label for='input_10_2_2' >Confirm Email<\/label>\n                                <\/span>\n                                <div class='gf_clear gf_clear_complex'><\/div>\n                            <\/div><\/li><li id=\"field_10_19\" class=\"gfield gf_left_half field_sublabel_below field_description_below gfield_visibility_visible\" ><label class='gfield_label' for='input_10_19' >Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_19' id='input_10_19' type='tel' value='' class='large'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_10_6\" class=\"gfield gf_left_half field_sublabel_below 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);} );\n<\/script>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"widget blue full\" id=\"sow-editor\" data-index=\"3\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div style=\"background:#F7F4EC;border-left:4px solid #E0A83D;border-radius:8px;padding:32px 34px;\">\n<div style=\"display:flex;flex-wrap:wrap;align-items:center;gap:34px;\">\n<div style=\"flex:1 1 420px;min-width:280px;\">\n<p style=\"margin:0 0 8px;font-size:13px;letter-spacing:0.08em;text-transform:uppercase;color:#A8823C;font-weight:700;\">Age 55 and over<\/p>\n<h3 style=\"color:#0F2A44;margin:0 0 14px;font-size:23px;\">Reverse mortgage: access the value of your home without selling it<\/h3>\n<p style=\"line-height:1.8;margin:0;\">You own your home, you are 55 or older, and your retirement income no longer supports a traditional loan? A reverse mortgage frees up cash with no monthly payment and without leaving your property. It is not the right solution for everyone \u2014 and I will tell you plainly if it is not right for you.<\/p>\n<\/div>\n<div style=\"flex:0 1 240px;min-width:210px;\">\n<p style=\"margin:0 0 12px;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/refinance\/chip\/\" style=\"display:inline-block;background:#0F2A44;color:#FFFFFF;padding:14px 28px;border-radius:4px;text-decoration:none;font-weight:600;letter-spacing:0.02em;\">Understand it first<\/a><\/p>\n<p style=\"margin:0;font-size:14px;color:#5A6C7D;line-height:1.6;\">Real costs, the effect on your estate, and cheaper options to compare first.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"widget blue full\" id=\"sow-editor\" data-index=\"4\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div style=\"display:flex;flex-wrap:wrap;gap:24px;align-items:stretch;\">\n<div style=\"flex:1 1 320px;min-width:280px;background:#0F2A44;border-radius:8px;padding:32px 30px;\">\n<p style=\"color:#E0A83D;margin:0 0 8px;font-size:13px;letter-spacing:0.08em;text-transform:uppercase;font-weight:700;\">Ready to start<\/p>\n<h3 style=\"color:#FFFFFF;margin:0 0 14px;font-size:23px;\">Apply online<\/h3>\n<p style=\"color:#EAF0F6;line-height:1.8;margin:0 0 22px;\">Fill out a secure application at your own pace, from your phone or your computer. I receive it directly and get back to you with the next steps.<\/p>\n<p style=\"margin:0;\"><a href=\"https:\/\/velocity.newton.ca\/sso\/public.php?sc=74e5zirmefoy\" target=\"_blank\" rel=\"noopener\" style=\"display:inline-block;background:#E0A83D;color:#0F2A44;padding:14px 30px;border-radius:4px;text-decoration:none;font-weight:700;letter-spacing:0.02em;\">Start my application<\/a><\/p>\n<\/div>\n<div style=\"flex:1 1 320px;min-width:280px;border:1px solid #E1E6EB;border-radius:8px;padding:32px 30px;\">\n<p style=\"color:#A8823C;margin:0 0 8px;font-size:13px;letter-spacing:0.08em;text-transform:uppercase;font-weight:700;\">Run the numbers<\/p>\n<h3 style=\"color:#0F2A44;margin:0 0 14px;font-size:23px;\">Mortgage calculators<\/h3>\n<p style=\"line-height:1.8;margin:0 0 22px;\">Estimate your payments, test what a rate change would do to your budget, and see how much faster a lump sum pays down your balance.<\/p>\n<p style=\"margin:0 0 10px;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/home-purchase\/home-purchase-calculators\/\" style=\"color:#0F2A44;font-weight:600;text-decoration:none;border-bottom:2px solid #E0A83D;padding-bottom:3px;\">Home purchase calculators<\/a><\/p>\n<p style=\"margin:0;\"><a href=\"https:\/\/hosseinfiroozsani.ca\/en\/refinance\/refinance-calculators\/\" style=\"color:#0F2A44;font-weight:600;text-decoration:none;border-bottom:2px solid #E0A83D;padding-bottom:3px;\">Refinance calculators<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Your mortgage financing, simplified Buying, renewing, refinancing: none of it should be complicated. A bank can only offer you what a bank sells. I work the other way around: I bring dozens of lenders to the table \u2014 chartered banks, credit unions, alternative and private lenders \u2014 and let them compete for your business. A [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/homepage.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Independent mortgage broker serving Greater Montreal and the South Shore. Dozens of lenders competing for your file. 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